FCA-regulated advisers: record coverage in 2026
What the public records show about record coverage among 19,490 FCA-regulated adviser records.
Can people actually find and compare these firms?
A directory is only useful if the record is specific enough to help someone make a decision. Verified Advisers currently tracks 19,490 records for FCA-regulated adviser firms, with postcode coverage of 3.28% and city coverage of 3.28%.
Those coverage figures matter because consumers rarely search in the abstract. They search for a solicitor in a town, an accountant near their business, or an adviser who can handle a specific need. Missing location and contact signals make that comparison harder.
The coverage data
Verified Advisers tracks 19,490 FCA-regulated adviser records. Postcode coverage is 3.28%, city coverage is 3.28%, and phone coverage is 3.28%.
Coverage figures help readers judge how complete the public record looks before they rely on it. They also show where records are strong enough for local analysis and where additional verification is needed.
Why this matters
Coverage quality determines whether a directory is useful at the moment a client is choosing who to contact. A record without a clear location, category or contact route is much less useful than a verified firm profile.
For FCA-regulated adviser firms, postcode, city and phone coverage show where the public record is strong and where additional verification still matters.
What the numbers mean
The FCA-regulated adviser firms figures should be compared with care. A higher overdue rate can reflect different administration patterns, but it can also reflect firm age, company structure or the number of small entities in a category. A higher average equity figure can suggest a stronger balance sheet footprint, but it can also be moved by a small number of larger firms.
The useful comparison is practical rather than absolute. For FCA-regulated adviser firms, the public records show 19,490 tracked records, 14,750 Companies House-matched firms, 24.50% of directors aged 60 or older, an overdue filing rate of 0.73%, and a leading mapped city of London. The financial-adviser figures use FCA-linked firms matched to Companies House. Some older FCA directory records do not yet carry full location and contact details, so the Companies House-matched analysis is stronger than the directory coverage view.
What firms and clients should take from it
A firm owner can use this as a market mirror: not to obsess over one statistic, but to see how their profession looks from the outside. Public records shape first impressions long before a prospect speaks to a partner, adviser or fee earner.
A client should use the finding as context, not as a shortcut. The right choice still depends on regulatory status, service fit, experience, responsiveness and whether the firm is appropriate for the specific matter or advice need.
Why record quality matters
Verified Advisers collects and verifies accounting, solicitor and FCA-regulated advisory firm records so people can compare firms with more context than a name and a postcode. The research also helps show where public records are strong, where they are thin and where extra verification is needed.
For qualifying firms, Verified Advisers can also provide sponsored access to practical services including the UseSam phone AI receptionist and WeCovr PMI and life insurance support. That matters because many firms in the data are small, and being findable is only useful if enquiries are answered and handled well.
Methodology and limits
This article uses Verified Advisers records as at 17 May 2026. Directory records are used for coverage and geographic availability. Companies House-matched firms are used for director age, birth-month, filing, equity and employee metrics where the relevant fields are present.
The figures should be read as a market benchmark, not as a rating or recommendation of any individual firm. Companies House registered-office data may differ from trading locations, director age bands use public month-and-year birth data, and financial values are extracted from available accounts data with outlier controls. Where coverage is thin, the article treats the result cautiously rather than turning it into a sector-wide conclusion.
About Verified Advisers data
Verified Advisers collects, classifies and verifies UK accounting, solicitor and FCA-regulated advisory firm records so consumers can compare relevant local firms with clearer context. Qualifying firms may also receive sponsored access to operational services including the UseSam phone AI receptionist and WeCovr PMI and life insurance support.
How to read this research
This article is a market benchmark, not a recommendation, endorsement or criticism of any individual firm. It is meant to show what can be seen in public and verified records when those records are grouped carefully. A Companies House filing can tell us about a legal entity, an FCA record can tell us about permissions, an SRA record can tell us about an authorised legal practice, and an accounting record can tell us about a professional office or firm. Each source answers a different question.
That is why the figures should be read with the denominator in mind. Some findings use directory records because the question is about local supply or whether consumers can find relevant firms. Other findings use Companies House-matched records because the question is about director age, incorporation dates, accounts due dates, employee bands or balance sheet fields. No single source tells the whole story, but together they give a more useful view than a list of names.
The numbers are strongest where the underlying field is consistently available. Director birth month, incorporation date, accounts due-date flags and city-level supply are strong enough to support clear benchmarks in this research set. Fields with thinner coverage are treated more cautiously. That is why some articles publish a ranking, while others explain why a finding is not yet strong enough for a league table.
The sector pages separate accountants, solicitors and FCA-regulated advisers because the reader questions are different. A solicitor may care about client continuity, local competition and SRA context. An accountant may care about practice sales, filing discipline and micro-practice operating models. A financial adviser may care about FCA visibility, succession and whether consumers can find a suitable local firm.
Verified Advisers collects and verifies these records so consumers can compare firms with clearer context. Qualifying firms may also receive sponsored access to practical support such as the UseSam phone AI receptionist and WeCovr protection services, because many smaller practices need to be reachable as well as findable.
Why this matters for consumers and firms
Consumers usually arrive with a practical problem rather than a data question. They need a mortgage adviser, a pension review, a tax accountant, a probate solicitor or a firm that can respond quickly to a business issue. The quality of the directory matters because the first search result can shape who gets called and which firms are considered credible. Better structured data gives consumers more context before they enquire.
Firms also benefit from cleaner categorisation. A well-run small practice can be hidden if public records are stale, duplicated or misclassified. A growing firm can miss work if it is listed in the wrong location or if its contact route is poor. Better records make the market easier to navigate for both sides.
The aim is to make the first step easier: finding a relevant firm, checking the public signals around it, and making contact with more confidence. Research like this helps explain what the market looks like before any individual firm is chosen.
Source Coverage And Caveats
The research is strongest when the relevant field is consistently available across a large part of the research sample. Director month and year of birth, incorporation date, accounts due date, registered office geography and company status are examples of fields that can support broad market analysis. Financial fields such as balance sheet equity and employee count are useful where extraction coverage is high enough, but they still need outlier controls and plain-English interpretation.
Some fields should be treated more cautiously. A registered office is not always the same as a trading office. A firm name can change after incorporation. A single legal entity can support more than one trading brand, while some professional brands sit across several legal entities. Those realities are why Verified Advisers keeps confirmed, ambiguous and unresolved records separate during verification instead of forcing every record into a confident match too early.
The most useful benchmark is therefore one that stays transparent about what is known, what is inferred and what still needs verification. The figures can be cited on their own, but the surrounding context helps readers understand what the number can fairly support.