Pension Contribution Optimiser
Estimate pension contribution room and tax benefit for adviser review.
Compliance note: Professional-use tool only. Outputs are working drafts for adviser review and are not tax, legal, investment, pension, mortgage, insurance, regulatory or financial advice. Verify all figures, assumptions, deadlines and wording against current HMRC, FCA, Companies House and professional-body requirements before using with a client.
Recommended contribution
£50,000
PENSION CONTRIBUTION ANALYSIS Age: 45 Income: £90,000 Allowance position: Annual allowance modelled: £60,000 Contributions already made: £10,000 Carry forward entered: £0 Available contribution room: £50,000 Recommended employer contribution: £50,000 Estimated benefits: Indicative personal tax relief value: £20,000 Indicative corporation tax saving if employer-funded: £12,500 Review notes: - Current annual allowance is £60,000; MPAA may reduce this to £10,000. - Tapered annual allowance can apply for high earners. - Carry forward requires sufficient unused allowance and pension membership in prior years.