FCA Suitability File Checker
Paste file notes and get a missing-evidence checklist for adviser review.
Compliance note: Professional-use tool only. Outputs are working drafts for adviser review and are not tax, legal, investment, pension, mortgage, insurance, regulatory or financial advice. Verify all figures, assumptions, deadlines and wording against current HMRC, FCA, Companies House and professional-body requirements before using with a client.
FCA SUITABILITY FILE CHECK Missing or weak evidence: - Attitude to risk and capacity for loss are evidenced - Knowledge and experience are recorded - Charges, fees and product costs are disclosed - Alternatives considered and reasons for rejection are documented - Vulnerability assessment and support needs are recorded - Recommendation links clearly to client needs - Ongoing review service and triggers are explained Detected: - Client objectives are clearly documented Compliance note: This is a keyword-based file prompt for adviser review, not FCA suitability approval. Check against COBS, Consumer Duty, firm file standards and product-specific rules.